UK vs EU Mortgages 2026: Why UK Rates are Higher
Why UK Mortgages Are Still Pricier Than the Eurozone in 2026 Key Takeaways Average UK two-year fixed mortgage rate: 4.85% (Feb 2026) vs ~3% in Spain and France Bank of England base rate is 3.75% — nearly double the ECB‘s 2.0% UK inflation hit 3.4% in December 2025, keeping the Bank of England cautious The […]
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